Saginaw Country Club, in Saginaw, Michigan, opens with the longest hole on the property, a 558-yard par 5 that plays as a three-shot test for most golfers. The fairway is fairly wide, but a pond and natural areas along the left come into play on the second shot, and three bunkers guard a large, sloping green with a false front.
The second is the shortest par 4 on the front side at 337 yards, with a large tree protecting the left and a fairway bunker on the right that many players can carry, leaving a short approach to one of the course's largest greens.
The 366-yard third ranks among the tightest and most demanding holes, with out of bounds running the full length of the right side and two fairway bunkers roughly 250 yards from the tee, prompting many golfers to play an iron or hybrid. Its putting surface is one of the smallest and most steeply pitched on the course, flanked by two bunkers.
| Tee | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | Out | In | Total | Par | Rating |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Par | 5 | 4 | 4 | 3 | 4 | 4 | 3 | 5 | 4 | 3 | 4 | 4 | 3 | 4 | 4 | 4 | 5 | 4 | 36 | 35 | 71 | ||
| Handicap | 7 | 13 | 1 | 17 | 9 | 5 | 15 | 11 | 3 | 18 | 2 | 16 | 6 | 14 | 12 | 4 | 8 | 10 | |||||
| BLACK | 558 | 337 | 371 | 127 | 358 | 363 | 161 | 518 | 415 | 157 | 353 | 310 | 188 | 333 | 363 | 395 | 452 | 401 | 3208 | 2952 | 6,160 | 71 | 70.4/131 |
| BLACK/WHITE | 493 | 337 | 371 | 127 | 358 | 363 | 161 | 438 | 351 | 157 | 353 | 310 | 176 | 333 | 363 | 345 | 452 | 314 | 2999 | 2803 | 5,802 | 71 | 68.9/129 |
| WHITE | 493 | 307 | 353 | 118 | 336 | 323 | 150 | 438 | 351 | 147 | 337 | 300 | 176 | 317 | 330 | 345 | 442 | 314 | 2869 | 2708 | 5,577 | 71 | 67.5/125 |
| WHITE/GOLD | 438 | 307 | 290 | 118 | 270 | 323 | 150 | 438 | 351 | 147 | 290 | 234 | 176 | 317 | 330 | 315 | 442 | 314 | 2685 | 2565 | 5,250 | 71 | 66.2/123 |
| GOLD | 438 | 267 | 290 | 110 | 270 | 280 | 136 | 414 | 335 | 127 | 290 | 234 | 140 | 276 | 300 | 315 | 413 | 280 | 2540 | 2375 | 4,915 | 71 | 64.2/117 |
Tee and scorecard data retrieved from the USGA GHIN course database
How many strokes you get from each tee, by handicap index.
| Tee | Rating | Slope | 0 | 5 | 10 | 15 | 20 | 25 | 30 | 36 |
|---|---|---|---|---|---|---|---|---|---|---|
| BLACK | 70.4 | 131 | -1 | 5 | 11 | 17 | 23 | 28 | 34 | 41 |
| BLACK/WHITE | 68.9 | 129 | -2 | 4 | 9 | 15 | 21 | 26 | 32 | 39 |
| WHITE | 67.5 | 125 | -4 | 2 | 8 | 13 | 19 | 24 | 30 | 36 |
| WHITE/GOLD | 66.2 | 123 | -5 | 1 | 6 | 12 | 17 | 22 | 28 | 34 |
| GOLD | 64.2 | 117 | -7 | -2 | 4 | 9 | 14 | 19 | 24 | 30 |
Work out your exact course handicap here, or calculate your handicap index.
Updated October 2026 · Best golf courses in Michigan ›
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