Oak Terrace Resort sits in Pana, in downstate Illinois, roughly two hours from St. Louis and Peoria and about four hours south of Chicago. The resort grew out of a vision Don and Pat Beyers began developing for the site more than 40 years ago, combining golf with on-site lodging.
The course is defined by wooded terrain, rolling hills and prairie land. The front nine plays in a links style and brings water hazards into play, while the back nine runs through mature woodland with rolling fairways and additional water. Multiple sets of tees allow players of varying ability to find a comfortable length.
Accommodations include townhomes and Lakeside Villas, along with home sites overlooking the 66-acre lake, the golf course or wooded surroundings.
| Tee | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | Out | In | Total | Par | Rating |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Par | 4 | 4 | 5 | 4 | 3 | 4 | 4 | 3 | 5 | 5 | 3 | 4 | 4 | 5 | 4 | 3 | 4 | 4 | 36 | 36 | 72 | ||
| Blue | 352 | 412 | 537 | 387 | 144 | 384 | 319 | 202 | 455 | 554 | 192 | 340 | 377 | 490 | 267 | 146 | 414 | 403 | 3192 | 3183 | 6,375 | 72 | 70.6/122 |
| White | 327 | 396 | 492 | 363 | 128 | 352 | 296 | 181 | 414 | 488 | 164 | 300 | 316 | 460 | 238 | 121 | 401 | 368 | 2949 | 2856 | 5,805 | 72 | 68.0/116 |
| Gold | 322 | 385 | 452 | 358 | 122 | 345 | 291 | 175 | 408 | 481 | 159 | 254 | 310 | 448 | 233 | 114 | 395 | 358 | 2858 | 2752 | 5,610 | 72 | 67.1/114 |
| Red | 276 | 338 | 423 | 313 | 93 | 301 | 283 | 140 | 356 | 434 | 150 | 203 | 276 | 384 | 159 | 101 | 351 | 317 | 2523 | 2375 | 4,898 | 72 | 63.7/106 |
Tee and scorecard data retrieved from the USGA GHIN course database
How many strokes you get from each tee, by handicap index.
| Tee | Rating | Slope | 0 | 5 | 10 | 15 | 20 | 25 | 30 | 36 |
|---|---|---|---|---|---|---|---|---|---|---|
| Blue | 70.6 | 122 | -1 | 4 | 9 | 15 | 20 | 26 | 31 | 37 |
| White | 68.0 | 116 | -4 | 1 | 6 | 11 | 17 | 22 | 27 | 33 |
| Gold | 67.1 | 114 | -5 | 0 | 5 | 10 | 15 | 20 | 25 | 31 |
| Red | 63.7 | 106 | -8 | -4 | 1 | 6 | 10 | 15 | 20 | 25 |
Work out your exact course handicap here, or calculate your handicap index.
Updated October 2026 · Best golf courses in Illinois ›
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